What is Short-term International Health Insurance?

There are several reasons why businesses should contemplate offering Short-Term International Health Insurance:

• Cost-efficiency: Purchase coverage for the price period you require it for, rather than invest in an annual policy which runs beyond the time its needed.
• Streamlined benefits: A narrower set of health benefits helps reduce the cost of the scheme substantially too. However, some insurers do offer schemes which provide more extensive services, should they be required.
• Country-specific: Ensures that your employee gets the support they need, where they need it – and, importantly, knows how to get it.
• Emergencies & general health: Unlike Travel Insurance, employees can receive coverage for both emergency and general health needs (inclusions will vary from policy to policy).
• Flexibility: All the above points outline the fact that Short-Term International Health Insurance is a flexible option.

These points outline the business angle, but the benefits go deeper than that. An employee working abroad on a short-term assignment and contract will be, most likely, journeying into the unknown. It’s both an exciting opportunity and a potential source of heightened anxiety.

In such circumstances an employer has a duty of care to ensure they get the support they need. An employee’s health and wellbeing should always be the priority. This makes access to healthcare particularly important. If your employee becomes ill or suffers an accident, will they be looked after? Or will they be left to fend for themselves?

It’s important to note that health insurance is only part of the support process. Other elements include pre-assignment screening, cultural training and risk assessments.

If you’re looking for FREE quotes and independent advice on Short-Term International Health Insurance, contact the team at Engage Health Group on +44 (0)1273 974419