Leading International Health Insurance provider Cigna Global, recently announced a raft of enhancements to their Cigna Global Health Options products. The range is specifically for Individuals and families and the changes will take effect for plans starting or renewing from the 22nd October 2020.
Cigna’s Global Health Options have been in the Worldwide Health Insurance market for seven years, and have proven to be very popular due to their flexible modules, rich benefits levels and solid wellness offering. Markets evolve however, particularly in the competitive International Health Insurance space, and so following some extensive research, Cigna are launching the following enhancements to new and existing members;
- The core International Medical Insurance module is to include a new benefit for Accident and Emergency Room treatment for outpatient treatment when a member doesn’t go on to occupy a bed (Cover in full as standard), and also an expansion of their Mental and Behavioural health care coverage under a new benefit name.
- The International Outpatient module is to includeGenetic Cancer testing and Sleep Apnoea as new benefits. There will also be extended coverage in the Life Management Assistance programme to include access to online a self-help Cognitive Behavioural Therapy (CBT) programme.
- In the International Health & Wellbeing module there will be an increase in coverage for many of the available screenings.
- The previous International Medical Evacuation module, is being renamed to International Evacuation and Crisis Assistance PlusTM, as it will now include a worldwide comprehensive Crisis Assistance PlusTM programme, bringing significant value to globally mobile individuals. The service offers time-sensitive advice and coordinated in-country crisis assistance for risks that may occur when travelling.
These enhancements bring, what was already a compelling offering, more up to date, particularly following recent market improvements to improve mental health coverage, and employers increasing levels of concern around keeping global mobile employees safe, wherever they are around the world. The International Private Medical Insurance market continues to evolve at pace, driven by a competitive insurer landscape and the changing needs of individuals and employers adapting to the challenges of working and living in different territories around the world.